Everything today seems to be converging to a single point - Mobile Phones! Email, web browsing, document viewing, etc have now become such common features that one doesn't even count them as a premium feature anymore. With the ever so expanding arena of what you can do with your mobile today, we bring to you here an useful little app that just adds more value to your handset. The Hindustan Times Mobile Application (titled mPaper) is a light app that can be downloaded to your mobile phone and brings the top news stories to you on the move! I have been using this application for a few months now and it has recently undergone an upgrade that further refines its usability and performance. The application is customizable as per your preferences and you can choose from an array of sections which in turn are customizable into categories that you wish to view on your app's home page. The sections on offer are - news, entertainment & lifestyle, columns & blogs and education.

I pick the most used section for review here - The News Section. The app segregates news items into tabs including headlines, national news, world news, sport, city specific (Delhi & Mumbai) and business. You can select the ones that you wish to receive refreshed content for. The news stories updation is fairly frequent making the content quite fresh. You have the option of clicking onto a news item that you wish to read more on, which opens up the story in full. The app also has a news ticker scrolling at its top that highlights important and most recent news headlines. What's more, you may leave your app running in the background and you have a scrolling ticker on your phone's home screen displaying recent news. Although the app has undergone an upgrade and is far superior to its predecessor, there still remain some glitches that would need attention to be resolved.

To start with, although the news is reasonably fresh, it does not compare to real time breaking news stories that may be available on mobile enabled sites of leading news agencies. The news ticker in particular needs to be updated much more frequently for it to have any relevance on your home screen. Besides, the app if left on in the background for automatic refresh of the news feeds consumes a lot of your battery backup and exhausts it at a much more rapid rate. Again, for the app to be relevant for auto retrieval and a home screen ticker, it needs to work seriously on making it much lighter on the battery consumption. And last, a little more aesthetic appeal would do no harm to an otherwise useful and innovative product. I would rate the app at 2.5/5 in its present form - a product worth trying for sure.

I am a great nephew of deputy marshal, George P Lawson. He served as a field officer as well as helping hang the last 12 men on the federal gallows. He was instrumental in the arrest and the demise of Crawfords Goldsby (Cherokee Bill), His son, Will Lawson was also a deputy and an officer of the court. A few years ago, I met the great nephew of George Casharego, the last man hanged there. You left out Bass Reeves, Grant Johnson, Robert L Fortune, Ike Rogers, Rufus Cannon, Ceasar Payne and a few other Black Deputy Marshals! Very good article. I agree, the Indian Territory was a place where many outlaws would try to hang out. I believe that Jesse James hid out in the area several times. Another thing were the liquor peddlers who I believe were pretty successful selling to the Indians. You also made a good point of how western history including that of U.S. Marshals can be embellished by Hollywood. Thank you Thelma,I'm glad you like my hubs. Love all of your old west hubs. Voted it up and interesting. Ahh, shucks mam. I'm much obliged. That had to be one of the really thankless jobs back in the day. Not that there were many jobs then, but it took special men to do it.

President Barack Obama is well aware that the current economic situation in the country leaves a lot of homeowners struggling. Homeowners looking to refinance or modify their current mortgages will get their loans restructured by mortgage lenders. With this plan, the maximum allowable monthly mortgage payment can not exceed 38% of the homeowners gross monthly income. Mortgage lenders will also get a dollars for dollar incentive from the government to further lower the monthly payments to 31% of the homeowners gross monthly income. This is great news for a lot of homeowners who are out of work or just struggling to make their monthly mortgage payment. A lot of homeowners currently pay 40% or even 50% of their income towards their mortgage. A 20% reduction would add up to a lot of saved money every month. The Treasury of the United States has an exact series of guidelines for mortgage lenders and banks to complete when refinancing or modifying a home mortgage loan. In the past for example, mortgage loans have been refinanced or modified by adding on missed payments to the loans principal which basically did nothing to reduce the monthly payment. The housing mortgage refinance stimulus plan announced by Obama will mean a great amount of savings for millions of homeowners.